Step 2: Dream Big


The challenge I issued last week was to “Know Your Condition.”  Now that you know where you are financially, it is time to shift focus to where you want to be.  It sounds a bit too obvious to ask what our financial goals are.  However, a goal is just a wish if we do not have a plan to achieve it.  Deciding what is important to you as an individual or as a couple is THE motivation for living a financially disciplined life. 

Rather than getting discouraged over your current condition, use it to fuel the fire to get serious about your goals for the future.  Set some time aside this week with your spouse (or with a friend whose advice you trust if you are single) to put pen to paper and get your goals in writing in the order you would like to tackle them.  Then, post them someplace where you will see them regularly.

Did you know God has plans for you as well?  Proverbs 16:3 says, “Commit to the Lord whatever you do, and He will establish your plans.”  Here are some common examples to help you get started.

Short-Term Goals:

  • Pay off consumer debt
  • Pay off car loans
  • Create an emergency fund
  • Purchase a dependable car
  • Pay off student loans
  • Take a family vacation
  • Save a down payment for a home

Long-Term Goals:

  • Start a business
  • Pay off home
  • Pay for children’s college education
  • Purchase a vacation home
  • Invest
  • Retire

Next week, we will roll up our sleeves and create a plan to show our money who’s boss!  Come back ready to get down to business next week on Finance Friday.

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Step 1: Know Your Condition

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6 thoughts on “Step 2: Dream Big

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  2. Sara

    Jana, I am quite enjoying your blog! I like the balance in posts…how you focus on the family, finances, and faith. I can feel your optimistic, loving spirit like a breath of fresh air when I read your posts. I hope you continue to share your gift.

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